Cars On Credit Privacy Policy
The following statement discloses the privacy practices of Cars on Credit. Because Cars on Credit wants to demonstrate its commitment to consumer privacy, we have agreed to disclose our information and security practices.
Cars on Credit Safeguard Policy
Cars on Credit complies with all government regulations in an effort to guard your personal data from misuse. We undertake physical, electronic and procedural steps to ensure your data is safe, and is only used for the purposes outlined in our privacy policy and loan application.
Acceptance of Cars on Credit Privacy Policy
By using Cars on Credit services or web site, you signify your agreement to the terms and conditions of Cars on Credit Privacy Policy. If you do not consent to these terms and conditions, are not a resident of Ontario, or are under 18 years of age, please do not use the site of Cars on Credit.
When you provide us with information:
You opt in:
- Consent to contact: We ask for consent to follow up with visitors regarding their application or partially completed application.
- Consent to seek lease approval: We ask for permission to pull credit reports.
We use this information to evaluate your applications and provide you with high quality service and prevent fraud. We may also use this information to confirm your identity when you call us to inquire about your accounts. This is considered consensually given information and subject to the conditions of this privacy policy.
Access to Account Information and Correction of Error Questions
Cars on Credit is committed to customer service and privacy. If you have any questions, comments or concerns regarding our Privacy Policy and its implementation, please do not hesitate to e-mail us at info@carsoncredit.ca.
Sharing Information
Cars on Credit may disclose information about you to the following types of third parties: Cars on Credit affiliates; service companies (companies that provide services to Cars on Credit in order to process your application); credit bureaus, collection agencies. Your information is disclosed to the foregoing entities solely for the getting a lease that meets your criteria. Outlined below is the information shared with each type of third party and as appropriate, your options.
- Sharing Information with Service Companies -- In order to provide quality service, Cars on Credit contracts with service providers for essential roles in processing your application. We may disclose some or all of the information we collect to these service providers but only in order to obtain credit for you. All of Cars on Credit service providers have entered into a contract with Cars on Credit that forbids them from using information provided by Cars on Credit for any purpose other than providing the service for Cars on Credit customers. Cars on Credit takes security precautions to monitor the use of the information and prevent the use of the information for any other purpose.
- Information Sharing With Merchants - Cars on Credit does not share any information with unrelated merchants for the purpose of extending offers of goods and services without your consent.
- Credit Reports and Other Uses of Information -- In applying for credit, you agree that we may request consumer credit reports from one or more credit reporting agencies in connection with your application and the administration of such application. You also authorize us to exchange credit information concerning you or your use of the Account with (and answer questions and requests from) others, and credit reporting agencies.
- Cars on Credit does not knowingly offer its services to minors. Similarly, Cars on Credit does not collect information about children.