About Us

Cars On Credit Financial (“COCF”) is an indirect automotive lender that specializes in the non-prime market.  Since 2006 COC has originated over $120 million in automotive leases and loans.  Cars On Credit Financial has built its strength in the Ontario market and has since expanded into the markets in Manitoba, PEI, Nova Scotia, New Brunswick and Newfoundland.

Cars On Credit Financial partners with Franchise car dealers as well as quality independent retailers.  The relationship between the dealer and the lending source is highly indicative of the success of the portfolio.  The approach to finding the right dealer partner is what sets Cars On Credit Financial apart from its competitors.

Our full spectrum of loan programs are available on DealerTrack Canada.

For further inquiries about how to become a dealer partner today please click here or contact us at 905.235.7112.