Canada's original non-prime automotive lender

Cars On Credit Financial is a privately-owned and operated finance company servicing the Non-Prime Automotive Market.

Cars On Credit Financial offers a unique non-prime program to their dealers that aids clients in re-establishing their credit.

Cars On Credit Financial fills a unique niche in the current non-prime market. We structure each deal with the end result being a "win win" situation for all involved, using our 3 tiered programs to fit all the needs of your customers.

If your customer has bad credit, has experienced a bankruptcy, is new to the country or has no credit, Cars On Credit Financial can arrange the financing they need for the vehicle they want.  Don't let credit history become an obstacle in obtaining financing for your customer.